{"id":3534,"date":"2026-02-18T14:03:22","date_gmt":"2026-02-18T12:03:22","guid":{"rendered":"https:\/\/edilo.com.ua\/blog\/cash-flow-gap-how-to-purchase-inventory-when-funds-are-tied-up-in-accounts-receivable\/"},"modified":"2026-06-22T12:52:13","modified_gmt":"2026-06-22T09:52:13","slug":"cash-flow-gap-how-to-purchase-inventory-when-funds-are-tied-up-in-accounts-receivable","status":"publish","type":"post","link":"https:\/\/edilo.com.ua\/en\/blog\/cash-flow-gap-how-to-purchase-inventory-when-funds-are-tied-up-in-accounts-receivable\/","title":{"rendered":"Cash Flow Gap: How to Purchase Inventory When Funds Are &#8220;Tied Up&#8221; in Accounts Receivable"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Cash flow gaps are the cause of bankruptcy in <a href=\"https:\/\/www.score.org\/resource\/blog-post\/1-reason-small-businesses-fail-and-how-avoid-it\">82% of cases where small and medium-sized businesses close<\/a>, even if the company remains profitable \u201con paper.\u201d This paradox arises instantly: suppliers demand payment today, the tax authorities won\u2019t wait, and payment for shipped goods won\u2019t arrive for another two weeks. <\/p>\n\n<p class=\"wp-block-paragraph\">Financial stability depends not on the amount listed in the \u201cNet Profit\u201d column, but on management\u2019s ability to synchronize incoming and outgoing transactions. In this article, we explain the mechanics of this phenomenon and offer proven tools for seamless procurement when equity capital is temporarily unavailable. <\/p>\n\t<section class=\"cta-banner cta-banner--invert\">\n\t\t<div class=\"container\">\n\t\t\t<div class=\"wrapper\">\n\t\t\t\t<div class=\"cta-banner__content\">\n\t\t\t\t\t<h2 class=\"h3\">\u041a\u0443\u043f\u0443\u0439\u0442\u0435 \u0437\u0430\u0440\u0430\u0437 \u2013 \u0441\u043f\u043b\u0430\u0447\u0443\u0439\u0442\u0435 \u043f\u043e\u0442\u0456\u043c<\/h2>\n\t\t\t\t\t<button data-modal=\"modal_buyer\" class=\"button button--turquoise modal-button\">\u0417\u0430\u043b\u0438\u0448\u0438\u0442\u0438 \u0437\u0430\u044f\u0432\u043a\u0443<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"modal modal--buyer\" id=\"modal_buyer\" aria-hidden=\"true\">\n\t\t\t<div class=\"modal__overlay\" tabindex=\"-1\" data-micromodal-close>\n\t\t\t\t<div class=\"modal__container container\" aria-modal=\"true\">\n\t\t\t\t\t<div class=\"modal__wrapper\">\n\t\t\t\t\t\t<div class=\"modal__head\">\n\t\t\t\t\t\t\t<div class=\"modal__text\">\n\t\t\t\t\t\t\t\t<div class=\"h2 modal__title\">\u0417\u0430\u043f\u043e\u0432\u043d\u0456\u0442\u044c \u0444\u043e\u0440\u043c\u0443 \u0456 \u043c\u0438 \u0437\u0432\u02bc\u044f\u0436\u0435\u043c\u043e\u0441\u044f \u0437 \u0412\u0430\u043c\u0438!<\/div>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<button class=\"modal__close\" aria-label=\"Close\" data-micromodal-close\n\t\t\t\t\t\t\t\ttitle=\"Hide\"><\/button>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div class=\"modal__body\">\n\t\t\t\t\t\t\t<div class=\"callback__form\">\n\t\t\t\t\t\t\t\t\n<form class=\"typical-form\"\n      data-required-text=\"This is a required field\"\n      data-ok-text=\"The field is filled in correctly\"\n      data-success-text=\"Your application has been sent successfully.\"\n      data-error-generic-text=\"An error occurred while creating the application.\"\n      data-error-text=\"This is a required field\"\n      data-success-ui-text=\"Thank you! We will contact you shortly.\">\n\n  <div class=\"typical-form__body\">\n    <div class=\"typical-form__fields\">\n\n      <label for=\"name_cta-banner\" class=\"typical-field typical-field--required\">\n        <input type=\"text\"\n               name=\"name\"\n               id=\"name_cta-banner\"\n               placeholder=\"How to contact you?\"\n               class=\"typical-field__input\"\n               required>\n      <\/label>\n\n      <label for=\"amount_cta-banner\" class=\"typical-field typical-field--required\">\n        <input type=\"number\"\n               name=\"amount\"\n               id=\"amount_cta-banner\"\n               placeholder=\"Expected installment amount\"\n               class=\"typical-field__input\"\n               required>\n      <\/label>\n\n      <label for=\"phone_cta-banner\" class=\"typical-field typical-field--required phone-mask\">\n        <input type=\"tel\"\n               name=\"phone\"\n               id=\"phone_cta-banner\"\n               placeholder=\"Phone\"\n               class=\"typical-field__input\"\n               required>\n      <\/label>\n\n      <label for=\"email_cta-banner\" class=\"typical-field typical-field--required\">\n        <input type=\"email\"\n               name=\"email\"\n               id=\"email_cta-banner\"\n               placeholder=\"Email\"\n               class=\"typical-field__input\"\n               required>\n      <\/label>\n\n      <label for=\"code_cta-banner\" class=\"typical-field typical-field--required ipn-code-mask\">\n        <input type=\"text\"\n               name=\"code\"\n               id=\"code_cta-banner\"\n               placeholder=\"EDRPOU code or TIN\"\n               class=\"typical-field__input\"\n               required>\n      <\/label>\n\n      <label for=\"comment_cta-banner\" class=\"typical-field\">\n        <textarea name=\"comment\"\n                  id=\"comment_cta-banner\"\n                  placeholder=\"Comment\"\n                  class=\"typical-field__textarea\"><\/textarea>\n      <\/label>\n\n      <label for=\"personal_data_cta-banner\" class=\"typical-checkbox typical-checkbox--required\">\n        <input type=\"checkbox\"\n               name=\"personal_data\"\n               id=\"personal_data_cta-banner\"\n               class=\"typical-checkbox__input\"\n               required>\n        <span class=\"typical-checkbox__title\">\n          <span>\n            I agree with the <a href=\"https:\/\/edilo.com.ua\/privacy-policy\/\" target=\"_blank\" rel=\"noopener\">rules of data processing<\/a>          <\/span>\n        <\/span>\n      <\/label>\n\n    <\/div>\n  <\/div>\n\n  <div class=\"typical-form__footer\">\n    <div class=\"preloader\" style=\"display: none;\">Loading&#8230;<\/div>\n    <button type=\"submit\" class=\"button button--dark\">Send<\/button>\n  <\/div>\n<\/form>\n\n<script>\n\/* ============================================================\n * WeAgro application sender for \".typical-form\" (WPML-ready)\n * - No visual changes; uses existing markup (preloader + button)\n * - Pure JS (no jQuery required); optional MagnificPopup support\n * - Safe with multiple forms on the page\n * - All translatable texts come from data-* attributes (PHP\/WPML)\n * ============================================================ *\/\n(function () {\n  'use strict';\n\n  \/\/ --- Configuration (endpoints) ---\n  var APPLICATION_ENDPOINT = 'https:\/\/web.weagro.com.ua\/api\/v2\/public\/application';\n\n  \/\/ --- Utilities ---\n\n  \/** Get current UI language robustly (WPML\/HTML). *\/\n  function getCurrentLang() {\n    if (typeof window.ICL_LANGUAGE_CODE === 'string' && window.ICL_LANGUAGE_CODE.length) {\n      return window.ICL_LANGUAGE_CODE.toLowerCase();\n    }\n    var html = document.documentElement;\n    if (html && html.lang) {\n      return html.lang.toLowerCase().split('-')[0];\n    }\n    return 'en';\n  }\n\n  \/** Read localized messages from form's data-* attributes. *\/\n  function getLocaleMessages(formEl) {\n    \/\/ Read primary attributes\n    var required = formEl.getAttribute('data-required-text');\n    var ok = formEl.getAttribute('data-ok-text');\n    var successText = formEl.getAttribute('data-success-text');\n    var errorGeneric = formEl.getAttribute('data-error-generic-text');\n\n    \/\/ Backward compatibility \/ secondary fallbacks\n    var oldError = formEl.getAttribute('data-error-text');\n    var successUiText = formEl.getAttribute('data-success-ui-text');\n\n    \/\/ Final fallbacks (English)\n    return {\n      required: required || oldError || 'This is a required field',\n      ok: ok || 'The field is filled in correctly',\n      sendSuccess: successText || 'Your application has been sent successfully.',\n      sendFailGeneric: errorGeneric || 'An error occurred while creating the application.',\n      successUiText: successUiText || 'Thank you! We will contact you shortly.'\n    };\n  }\n\n  \/** Toggle \"pending\" state: show preloader and disable submit button. *\/\n  function setPendingState(formEl, isPending) {\n    var footer = formEl.querySelector('.typical-form__footer');\n    if (!footer) return;\n    var preloader = footer.querySelector('.preloader');\n    var button = footer.querySelector('button[type=\"submit\"], .button');\n    if (preloader) preloader.style.display = isPending ? '' : 'none';\n    if (button) button.disabled = !!isPending;\n  }\n\n  \/** Return closest ancestor matching selector (safe wrapper). *\/\n  function closest(el, selector) {\n    if (!el) return null;\n    if (typeof el.closest === 'function') return el.closest(selector);\n    var node = el;\n    while (node) {\n      if (matches(node, selector)) return node;\n      node = node.parentElement;\n    }\n    return null;\n  }\n\n  \/** Element.matches wrapper. *\/\n  function matches(el, selector) {\n    if (!el) return false;\n    var p = Element.prototype;\n    var f = p.matches || p.msMatchesSelector || p.webkitMatchesSelector;\n    return f.call(el, selector);\n  }\n\n  \/** Read and sanitize values from the form. *\/\n  function readFormValues(formEl) {\n    \/\/ Helper to get trimmed value\n    var val = function (sel) {\n      var el = formEl.querySelector(sel);\n      return (el && 'value' in el) ? String(el.value).trim() : '';\n    };\n\n    var result = {\n      name: val('input[name=\"name\"]'),\n      amount: val('input[name=\"amount\"]'),\n      phone: val('input[name=\"phone\"]'),\n      email: val('input[name=\"email\"]'),\n      code: val('input[name=\"code\"]'),\n      comment: (function () {\n        var el = formEl.querySelector('textarea[name=\"comment\"], input[name=\"comment\"]');\n        return (el && 'value' in el) ? String(el.value).trim() : '';\n      })(),\n      personal_data: (function () {\n        var el = formEl.querySelector('input[name=\"personal_data\"]');\n        return !!(el && el.checked);\n      })()\n    };\n\n    return result;\n  }\n\n  \/** Minimal required check mirroring \"required\" attributes. *\/\n  function hasRequiredValues(values) {\n    return Boolean(\n      values.name &&\n      values.amount &&\n      values.phone &&\n      values.email &&\n      values.code &&\n      values.personal_data\n    );\n  }\n\n  \/** Push analytics (DL) with event naming parity to legacy logic. *\/\n  function pushDataLayer(amount, formEl) {\n    try {\n      window.dataLayer = window.dataLayer || [];\n      var inPopup = !!closest(formEl, '.popup__body');\n      window.dataLayer.push({\n        event: inPopup ? 'buy_in_installments' : 'submit_application',\n        installment_price: amount\n      });\n    } catch (e) {\n      \/\/ Silently ignore analytics errors\n    }\n  }\n\n  \/** Try to show success popup via MagnificPopup if available; otherwise alert. *\/\n  function showSuccessUI(formEl, fallbackMessage) {\n    var hasJQ = typeof window.jQuery === 'function';\n    var successPopupEl = document.getElementById('success_popup');\n\n    \/\/ Prefer popup if available (to keep visuals consistent)\n    if (hasJQ && window.jQuery.magnificPopup && successPopupEl) {\n      try {\n        window.jQuery.magnificPopup.open({\n          items: { src: '#success_popup' },\n          type: 'inline'\n        });\n        return;\n      } catch (e) {\n        \/\/ Fallback to alert below\n      }\n    }\n\n    \/\/ Fallback without changing form visuals\n    window.alert(fallbackMessage);\n  }\n\n  \/** Bind submit handlers to all \".typical-form\" instances (idempotent). *\/\n  function bindForms() {\n    var forms = document.querySelectorAll('form.typical-form');\n    if (!forms || !forms.length) return;\n\n    Array.prototype.forEach.call(forms, function (formEl) {\n      if (formEl.__weagroBound === true) return; \/\/ prevent duplicate binding\n      formEl.__weagroBound = true;\n\n      var messages = getLocaleMessages(formEl);\n\n      formEl.addEventListener('submit', function (evt) {\n        evt.preventDefault();\n        evt.stopPropagation();\n\n        \/\/ Trigger native HTML5 validation UI (does not change styles)\n        if (typeof formEl.reportValidity === 'function' && !formEl.reportValidity()) {\n          return;\n        }\n\n        var values = readFormValues(formEl);\n\n        \/\/ Extra safety: ensure required values are present\n        if (!hasRequiredValues(values)) {\n          window.alert(messages.required);\n          return;\n        }\n\n        var payload = {\n          code: values.code,\n          amount: values.amount,\n          name: values.name,\n          phone: values.phone,\n          email: values.email,\n          comment: values.comment,\n          lang: getCurrentLang()\n        };\n\n        setPendingState(formEl, true);\n\n        fetch(APPLICATION_ENDPOINT, {\n          method: 'POST',\n          headers: { 'Content-Type': 'application\/json' },\n          body: JSON.stringify(payload),\n          credentials: 'omit',\n          redirect: 'follow'\n        })\n          .then(function (res) {\n            \/\/ Try to parse JSON; if it fails, synthesize an error response\n            return res.json().catch(function () {\n              return { status: 'error', message: 'Invalid server response' };\n            });\n          })\n          .then(function (data) {\n            if (data && data.status === 'success') {\n              \/\/ Analytics parity + reset form\n              pushDataLayer(values.amount, formEl);\n              try { formEl.reset(); } catch (e) {}\n\n              \/\/ Show success UI (popup if available, else alert)\n              showSuccessUI(formEl, messages.sendSuccess || messages.successUiText);\n            } else {\n              var serverMessage = (data && (data.message || data.error)) || messages.sendFailGeneric;\n              window.alert(serverMessage);\n            }\n          })\n          .catch(function (err) {\n            var msg = (err && err.message) ? (' ' + err.message) : '';\n            window.alert(messages.sendFailGeneric + msg);\n          })\n          .finally(function () {\n            setPendingState(formEl, false);\n          });\n      }, { passive: false });\n    });\n  }\n\n  \/\/ Initialize on DOM ready\n  if (document.readyState === 'loading') {\n    document.addEventListener('DOMContentLoaded', bindForms, { passive: true });\n  } else {\n    bindForms();\n  }\n})();\n<\/script>\n\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/section>\n\n<h2 class=\"wp-block-heading\">What Is a Cash Gap and How Does It Occur?<\/h2>\n\n<p class=\"wp-block-paragraph\">A cash gap is a temporary shortage of funds in a company\u2019s accounts needed to cover mandatory current expenses, provided that the business is generally profitable. This situation is characterized by a time lag between receiving payments from customers and the need to pay suppliers. The main pitfall lies in the illusion of security: a manager sees signed work completion certificates or invoices, considers this money \u201ctheirs,\u201d but is physically unable to use it to purchase a new batch of goods or pay salaries.  <\/p>\n\n<p class=\"wp-block-paragraph\">Financial management distinguishes between the concepts of insolvency and a cash gap. Insolvency indicates systemic unprofitability, where liabilities exceed assets. A cash gap arises when assets (accounts receivable) exceed liabilities but have low liquidity at a specific point in time. Money is converted into inventory, inventory into accounts receivable, and only later back into money. Any delay in the \u201cinventory-to-money\u201d conversion process halts the operating cycle.    <\/p>\n\n<p class=\"wp-block-paragraph\">The mechanics behind the occurrence of a cash flow gap are most often linked to errors in planning the payment schedule or force majeure circumstances on the part of partners. A typical scenario looks like this: a company invests all its available funds in purchasing seasonal merchandise, ships it to a wholesale customer with a 45-day payment deferral, and 30 days later, the due dates for VAT and warehouse rent arrive. The account is empty, even though the deal yielded a potential profit of 30%.  <\/p>\n\n<p class=\"wp-block-paragraph\">The main causes of a liquidity shortage:<\/p>\n\n<ol class=\"wp-block-list\">\n<li>Discrepancy in payment terms. The company pays suppliers in advance but offers customers payment terms. <\/li>\n\n\n\n<li>Seasonal fluctuations. A sharp increase in demand requires an increase in inventory, which \u201cties up\u201d working capital long before revenue is received. <\/li>\n\n\n\n<li>Investments from operating activities. Using operating cash to purchase fixed assets instead of long-term financing. <\/li>\n\n\n\n<li>Overdue accounts receivable. Customers are breaking their agreements, and the business has no contingency plan. <\/li>\n\n\n\n<li>Scaling a business. Rapid growth requires increased spending on personnel and logistics, which outpaces revenue from new contracts. <\/li>\n<\/ol>\n\n<p class=\"wp-block-paragraph\">Failure to manage these factors turns temporary cash flow gaps into a chronic problem that hinders growth. Understanding the nature of this phenomenon allows us to move from a haphazard search for funds to systematic forecasting. <\/p>\n\n<p class=\"wp-block-paragraph\"><strong>See also: <\/strong><a href=\"https:\/\/edilo.com.ua\/en\/blog\/modeling-and-optimizing-business-processes-at-a-company\/\"><strong><em>Modeling and Optimizing Business Processes at a Company<\/em><\/strong><\/a><\/p>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"584\" src=\"https:\/\/edilo.com.ua\/wp-content\/uploads\/2026\/02\/4_kasovyj_rozryv_yak_zakupovuvaty_tovar_koly_groshi_zavysly_1-1024x584.jpg\" alt=\"\" class=\"wp-image-3286\" srcset=\"https:\/\/edilo.com.ua\/wp-content\/uploads\/2026\/02\/4_kasovyj_rozryv_yak_zakupovuvaty_tovar_koly_groshi_zavysly_1-1024x584.jpg 1024w, https:\/\/edilo.com.ua\/wp-content\/uploads\/2026\/02\/4_kasovyj_rozryv_yak_zakupovuvaty_tovar_koly_groshi_zavysly_1-300x171.jpg 300w, https:\/\/edilo.com.ua\/wp-content\/uploads\/2026\/02\/4_kasovyj_rozryv_yak_zakupovuvaty_tovar_koly_groshi_zavysly_1-768x438.jpg 768w, https:\/\/edilo.com.ua\/wp-content\/uploads\/2026\/02\/4_kasovyj_rozryv_yak_zakupovuvaty_tovar_koly_groshi_zavysly_1-1536x877.jpg 1536w, https:\/\/edilo.com.ua\/wp-content\/uploads\/2026\/02\/4_kasovyj_rozryv_yak_zakupovuvaty_tovar_koly_groshi_zavysly_1.jpg 1861w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">The Impact of a Cash Flow Gap on Businesses<\/h2>\n\n<p class=\"wp-block-paragraph\">The main risk lies in the suspension of operations: the inability to purchase goods leads to a shortage of products and the loss of customers. The business loses market share, which is immediately taken over by competitors with better liquidity. <\/p>\n\n<p class=\"wp-block-paragraph\">Economic consequences directly affect profit margins. The urgent need for cash forces businesses to take out expensive loans or sell accounts receivable at a significant discount. Suppliers, having not received payment on time, cancel individual discounts, switch the company to full prepayment, or halt shipments. Losing the status of a reliable partner costs more than the interest on borrowed funds.   <\/p>\n\n<p class=\"wp-block-paragraph\">Analysis of the Impact of Cash Flow Gaps on Business Processes:<\/p>\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Advantages (opportunities for optimization)<\/td><td>Shortcomings (actual losses)<\/td><\/tr><tr><td>Problem Indicator: Indicates inefficiencies in accounts receivable management.<\/td><td>Penalties: Late payment penalties for tax payments.<\/td><\/tr><tr><td>An incentive for discipline: it forces the implementation of a payment schedule.<\/td><td>Staff Turnover: Delayed Pay Demotivates Employees.<\/td><\/tr><tr><td>Asset optimization: encourages the sale of illiquid inventory.<\/td><td>Rising production costs: loss of supplier discounts.<\/td><\/tr><tr><td>The search for new tools: a motivation to adopt BNPL.<\/td><td>Reputational risks: make it more difficult to attract new partners.<\/td><\/tr><tr><td>Review of terms: a way to reduce the waiting period for customers.<\/td><td>Marketing Slowdown: Cuts to Promotion Budgets.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">The hardest blow falls on the procurement department, which is losing its flexibility:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>the inability to take advantage of suppliers&#8217; promotional offers;<\/li>\n\n\n\n<li>reducing inventory levels to a critical minimum (risk of being out of stock);<\/li>\n\n\n\n<li>deterioration of logistics conditions due to the inability to pay for priority delivery;<\/li>\n\n\n\n<li>the failure to launch new products due to a lack of funds for the first batch;<\/li>\n\n\n\n<li>tension in relations with suppliers who require letters of guarantee.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Addressing these consequences requires significantly more resources than preventive measures. That is why cash flows must be monitored constantly. <\/p>\n\n<p class=\"wp-block-paragraph\"><strong>See also: <\/strong><a href=\"https:\/\/edilo.com.ua\/en\/blog\/market-size-how-to-calculate-and-use-it\/\"><strong><em>Market Capacity: How to Calculate and Use It<\/em><\/strong><\/a><\/p>\n\n<h2 class=\"wp-block-heading\">How to Calculate and Forecast a Cash Gap<\/h2>\n\n<p class=\"wp-block-paragraph\">Forecasting financial shortfalls is based on building a cash flow forecast model. Balancing the cash account for a future period is a mathematical problem that requires accurate input data. The basic principle of the calculation involves comparing the available cash balance with planned payments for each specific date.  <\/p>\n\n<p class=\"wp-block-paragraph\">The cash flow gap forecasting algorithm involves analyzing three key metrics: accounts payable turnover, accounts receivable turnover, and inventory turnover. The financial cycle formula is: cycle = Days of inventory + Days of accounts receivable \u2014 Days of accounts payable. A positive cycle value indicates the number of days during which the business requires external financing.  <\/p>\n\n<p class=\"wp-block-paragraph\">A basic algorithm for calculating the cash gap for small businesses:<\/p>\n\n<ol class=\"wp-block-list\">\n<li>Digitizing account balances. Recording the actual amounts of money in all accounts and in the cash register. <\/li>\n\n\n\n<li>Register of Mandatory Payments. List of payments with fixed due dates (rent, taxes, loans, salaries). <\/li>\n\n\n\n<li>Variable Expense Plan. Forecast of payments to suppliers, logistics, and marketing. <\/li>\n\n\n\n<li>Revenue Schedule. A realistic forecast of customer payments (taking delays into account). <\/li>\n\n\n\n<li>Balance Sheet. Calculating the daily balance. If the balance becomes negative on any given day, that is the point of a cash gap.  <\/li>\n\n\n\n<li>Scenario Analysis. Calculation of the pessimistic scenario (customers delayed payment by 5 days). <\/li>\n<\/ol>\n\n<p class=\"wp-block-paragraph\">Example of a simplified payment schedule:<\/p>\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>Date<\/td><td>Opening balance (UAH)<\/td><td>Revenue (target)<\/td><td>Expenses (mandatory)<\/td><td>Purchase of Goods<\/td><td>Balance at the end<\/td><\/tr><tr><td>01.02<\/td><td>100 000<\/td><td>20 000<\/td><td>0<\/td><td>0<\/td><td>120 000<\/td><\/tr><tr><td>05.02<\/td><td>120 000<\/td><td>50 000<\/td><td>140,000 (rent + salary)<\/td><td>0<\/td><td>30 000<\/td><\/tr><tr><td>10.02<\/td><td>30 000<\/td><td>0<\/td><td>5,000 (taxes)<\/td><td>40 000<\/td><td>-15 000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n<p class=\"wp-block-paragraph\">In the example given, a shortfall of 15,000 UAH arises on February 10. The manager has time to make a decision: to postpone the purchase or to negotiate a partial payment for the rent. <\/p>\n\n<p class=\"wp-block-paragraph\">Monthly monitoring of financial health should include a review of the following indicators:<\/p>\n\n<ul class=\"wp-block-list\">\n<li>the current status of the accounts receivable ledger and the payment terms;<\/li>\n\n\n\n<li>the percentage of overdue payments from customers (the growth trend is a warning sign);<\/li>\n\n\n\n<li>the ratio of current liabilities to the most liquid assets;<\/li>\n\n\n\n<li>average daily burn rate and how many days the current cash balance will last;<\/li>\n\n\n\n<li>the deviation of actual results from the plan for the previous month, to adjust the accuracy of forecasts;<\/li>\n\n\n\n<li>the status of key agreements that account for the lion&#8217;s share of revenue.<\/li>\n<\/ul>\n\n<p class=\"wp-block-paragraph\">Implementing regular cost forecasting allows you to turn finances into a manageable navigation system for your business.<\/p>\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"584\" src=\"https:\/\/edilo.com.ua\/wp-content\/uploads\/2026\/02\/4_kasovyj_rozryv_yak_zakupovuvaty_tovar_koly_groshi_zavysly_3-1024x584.jpg\" alt=\"\" class=\"wp-image-3289\" srcset=\"https:\/\/edilo.com.ua\/wp-content\/uploads\/2026\/02\/4_kasovyj_rozryv_yak_zakupovuvaty_tovar_koly_groshi_zavysly_3-1024x584.jpg 1024w, https:\/\/edilo.com.ua\/wp-content\/uploads\/2026\/02\/4_kasovyj_rozryv_yak_zakupovuvaty_tovar_koly_groshi_zavysly_3-300x171.jpg 300w, https:\/\/edilo.com.ua\/wp-content\/uploads\/2026\/02\/4_kasovyj_rozryv_yak_zakupovuvaty_tovar_koly_groshi_zavysly_3-768x438.jpg 768w, https:\/\/edilo.com.ua\/wp-content\/uploads\/2026\/02\/4_kasovyj_rozryv_yak_zakupovuvaty_tovar_koly_groshi_zavysly_3-1536x877.jpg 1536w, https:\/\/edilo.com.ua\/wp-content\/uploads\/2026\/02\/4_kasovyj_rozryv_yak_zakupovuvaty_tovar_koly_groshi_zavysly_3.jpg 1861w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">Strategies for Bridging the Cash Flow Gap: How to Make Purchases Without &#8220;Tied-Up&#8221; Funds<\/h2>\n\n<p class=\"wp-block-paragraph\">Overcoming the cash flow gap requires a comprehensive approach that combines tactical measures with strategic changes in capital management. The main goal is to free up resources and ensure continuity of supply. <\/p>\n\n<p class=\"wp-block-paragraph\">An effective liquidity management strategy includes the following steps:<\/p>\n\n<ol class=\"wp-block-list\">\n<li>Segmentation of accounts receivable. Classification of receivables by due date and risk. Implementation of an automated reminder system for customers 3 days before and on the due date.  <\/li>\n\n\n\n<li>Speed Discount. Offer customers a 2\u20135% discount for paying their bill within 3 days instead of the standard 30. This is cheaper than the cost of external financing.  <\/li>\n\n\n\n<li>Negotiations with existing suppliers. An official request to split a large payment into installments (for example, 30% now, 70% in two weeks). The key to success is transparency regarding the reasons and guarantees.  <\/li>\n\n\n\n<li>Inventory Management. Holding a promotional sale of slow-moving inventory to quickly free up cash, even with a minimal margin. <\/li>\n\n\n\n<li>Creating a reserve fund. Set aside 3\u20135% of each incoming payment in a separate savings account for a rainy day. <\/li>\n\n\n\n<li>Prioritizing payments. Categorizing bills as \u201ccritical\u201d (without which the business will grind to a halt), \u201cimportant\u201d (penalties apply, but arrangements can be made), and \u201cdesirable\u201d (can be postponed). <\/li>\n\n\n\n<li>Changes to contract terms. Gradually transitioning new customers to partial prepayment or shortening payment deferral periods. <\/li>\n\n\n\n<li>Use of payment instruments. Use of corporate credit cards with a grace period for small purchases. <\/li>\n<\/ol>\n\n<h3 class=\"wp-block-heading\">Paying for Purchases in Installments as a Way to Keep Cash Flow Moving<\/h3>\n\n<p class=\"wp-block-paragraph\">A separate and highly effective strategy for maintaining procurement momentum is the use of external financial instruments that allow you to receive goods now and pay later. This relieves pressure on working capital during periods of peak payments. Modern solutions, such as BNPL (Buy Now, Pay Later) for B2B, are emerging as an alternative to complex bank loans and factoring.  <\/p>\n\n<p class=\"wp-block-paragraph\">eDilo is an online installment payment service for businesses that allows them to purchase goods and services with deferred payment, breaking the total amount down into convenient installments. The service works simply: the supplier receives the full amount immediately, and the buyer repays the service according to a schedule. This allows businesses to restock inventory or upgrade equipment exactly when they need to, without waiting for customers to pay their invoices. The application process is fully digital: the business owner selects a product from an eDilo partner, submits a brief application, receives a decision within 30 minutes, and signs an electronic contract.   <\/p>\n\n<p class=\"wp-block-paragraph\">If your business\u2019s cash flow is affected by seasonality, consider integrating eDilo as your standard procurement tool. This will help you turn the stress of cash shortages into a planned financial management process. <\/p>\n\t<section class=\"cta-banner\">\n\t\t<div class=\"container\">\n\t\t\t<div class=\"wrapper\">\n\t\t\t\t<div class=\"cta-banner__content\">\n\t\t\t\t\t<h2 class=\"h3\">\u041e\u043f\u043b\u0430\u0442\u0430 \u0447\u0430\u0441\u0442\u0438\u043d\u0430\u043c\u0438 \u0434\u043b\u044f \u0412\u0430\u0448\u043e\u0433\u043e \u0431\u0456\u0437\u043d\u0435\u0441\u0443<\/h2>\n\t\t\t\t\t<button data-modal=\"modal_supplier\" class=\"button button--turquoise modal-button\">\u041f\u0456\u0434\u043a\u043b\u044e\u0447\u0438\u0442\u0438 \u0441\u0435\u0440\u0432\u0456\u0441<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t\t<div class=\"modal modal--supplier\" id=\"modal_supplier\" aria-hidden=\"true\">\n\t\t\t<div class=\"modal__overlay\" tabindex=\"-1\" data-micromodal-close>\n\t\t\t\t<div class=\"modal__container container\" aria-modal=\"true\">\n\t\t\t\t\t<div class=\"modal__wrapper\">\n\t\t\t\t\t\t<div class=\"modal__head\">\n\t\t\t\t\t\t\t<div class=\"modal__text\">\n\t\t\t\t\t\t\t\t<div class=\"h2 modal__title\"><mark>\u0425\u043e\u0447\u0435\u0442\u0435 \u043f\u043e\u0447\u0430\u0442\u0438 \u043f\u0440\u043e\u0434\u0430\u0432\u0430\u0442\u0438<\/mark> <br> \u0437 \u043e\u043f\u043b\u0430\u0442\u043e\u044e \u0447\u0430\u0441\u0442\u0438\u043d\u0430\u043c\u0438?<\/div>\n\t\t\t\t\t\t\t\t<p>\u0417\u0430\u043f\u043e\u0432\u043d\u0456\u0442\u044c \u0444\u043e\u0440\u043c\u0443 <br> \u0442\u0430 \u043c\u0438 \u0437\u0432\u2019\u044f\u0436\u0435\u043c\u043e\u0441\u044c \u0437 \u0432\u0430\u043c\u0438<\/p>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<button class=\"modal__close\" aria-label=\"Close\" data-micromodal-close\n\t\t\t\t\t\t\t\ttitle=\"Hide\"><\/button>\n\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t<div class=\"modal__body\">\n\t\t\t\t\t\t\t<div class=\"callback__form custom-validation-messages\" data-error-text=\"\u0426\u0435 \u043e\u0431\u043e\u0432\u2019\u044f\u0437\u043a\u043e\u0432\u0435 \u043f\u043e\u043b\u0435\" data-success-text=\"\u041f\u043e\u043b\u0435 \u0437\u0430\u043f\u043e\u0432\u043d\u0435\u043d\u043e \u043f\u0440\u0430\u0432\u0438\u043b\u044c\u043d\u043e\">\n\t\t\t\t\t\t\t\t<script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 3.1.\"),o(),0))},initializeOnLoaded:function(o){gform.callIfLoaded(o)||(document.addEventListener(\"gform_main_scripts_loaded\",()=>{gform.scriptsLoaded=!0,gform.callIfLoaded(o)}),document.addEventListener(\"gform\/theme\/scripts_loaded\",()=>{gform.themeScriptsLoaded=!0,gform.callIfLoaded(o)}),window.addEventListener(\"DOMContentLoaded\",()=>{gform.domLoaded=!0,gform.callIfLoaded(o)}))},hooks:{action:{},filter:{}},addAction:function(o,r,e,t){gform.addHook(\"action\",o,r,e,t)},addFilter:function(o,r,e,t){gform.addHook(\"filter\",o,r,e,t)},doAction:function(o){gform.doHook(\"action\",o,arguments)},applyFilters:function(o){return gform.doHook(\"filter\",o,arguments)},removeAction:function(o,r){gform.removeHook(\"action\",o,r)},removeFilter:function(o,r,e){gform.removeHook(\"filter\",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var d=gform.hooks[o][r];null==n&&(n=r+\"_\"+d.length),gform.hooks[o][r].push({tag:n,callable:e,priority:t=null==t?10:t})},doHook:function(r,o,e){var t;if(e=Array.prototype.slice.call(e,1),null!=gform.hooks[r][o]&&((o=gform.hooks[r][o]).sort(function(o,r){return o.priority-r.priority}),o.forEach(function(o){\"function\"!=typeof(t=o.callable)&&(t=window[t]),\"action\"==r?t.apply(null,e):e[0]=t.apply(null,e)})),\"filter\"==r)return e[0]},removeHook:function(o,r,t,n){var e;null!=gform.hooks[o][r]&&(e=(e=gform.hooks[o][r]).filter(function(o,r,e){return!!(null!=n&&n!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][r]=e)}});\n<\/script>\n\n                <div class='gf_browser_gecko gform_wrapper gform-theme gform-theme--foundation gform-theme--framework gform-theme--orbital' data-form-theme='orbital' data-form-index='0' id='gform_wrapper_9' ><style>#gform_wrapper_9[data-form-index=\"0\"].gform-theme,[data-parent-form=\"9_0\"]{--gf-color-primary: #204ce5;--gf-color-primary-rgb: 32, 76, 229;--gf-color-primary-contrast: #fff;--gf-color-primary-contrast-rgb: 255, 255, 255;--gf-color-primary-darker: #001AB3;--gf-color-primary-lighter: #527EFF;--gf-color-secondary: #fff;--gf-color-secondary-rgb: 255, 255, 255;--gf-color-secondary-contrast: #112337;--gf-color-secondary-contrast-rgb: 17, 35, 55;--gf-color-secondary-darker: #F5F5F5;--gf-color-secondary-lighter: #FFFFFF;--gf-color-out-ctrl-light: rgba(17, 35, 55, 0.1);--gf-color-out-ctrl-light-rgb: 17, 35, 55;--gf-color-out-ctrl-light-darker: rgba(104, 110, 119, 0.35);--gf-color-out-ctrl-light-lighter: #F5F5F5;--gf-color-out-ctrl-dark: #585e6a;--gf-color-out-ctrl-dark-rgb: 88, 94, 106;--gf-color-out-ctrl-dark-darker: #112337;--gf-color-out-ctrl-dark-lighter: rgba(17, 35, 55, 0.65);--gf-color-in-ctrl: #fff;--gf-color-in-ctrl-rgb: 255, 255, 255;--gf-color-in-ctrl-contrast: #112337;--gf-color-in-ctrl-contrast-rgb: 17, 35, 55;--gf-color-in-ctrl-darker: #F5F5F5;--gf-color-in-ctrl-lighter: #FFFFFF;--gf-color-in-ctrl-primary: #204ce5;--gf-color-in-ctrl-primary-rgb: 32, 76, 229;--gf-color-in-ctrl-primary-contrast: #fff;--gf-color-in-ctrl-primary-contrast-rgb: 255, 255, 255;--gf-color-in-ctrl-primary-darker: #001AB3;--gf-color-in-ctrl-primary-lighter: #527EFF;--gf-color-in-ctrl-light: rgba(17, 35, 55, 0.1);--gf-color-in-ctrl-light-rgb: 17, 35, 55;--gf-color-in-ctrl-light-darker: rgba(104, 110, 119, 0.35);--gf-color-in-ctrl-light-lighter: #F5F5F5;--gf-color-in-ctrl-dark: #585e6a;--gf-color-in-ctrl-dark-rgb: 88, 94, 106;--gf-color-in-ctrl-dark-darker: #112337;--gf-color-in-ctrl-dark-lighter: rgba(17, 35, 55, 0.65);--gf-radius: 3px;--gf-font-size-secondary: 14px;--gf-font-size-tertiary: 13px;--gf-icon-ctrl-number: url(\"data:image\/svg+xml,%3Csvg width='8' height='14' viewBox='0 0 8 14' fill='none' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath fill-rule='evenodd' clip-rule='evenodd' d='M4 0C4.26522 5.96046e-08 4.51957 0.105357 4.70711 0.292893L7.70711 3.29289C8.09763 3.68342 8.09763 4.31658 7.70711 4.70711C7.31658 5.09763 6.68342 5.09763 6.29289 4.70711L4 2.41421L1.70711 4.70711C1.31658 5.09763 0.683417 5.09763 0.292893 4.70711C-0.0976311 4.31658 -0.097631 3.68342 0.292893 3.29289L3.29289 0.292893C3.48043 0.105357 3.73478 0 4 0ZM0.292893 9.29289C0.683417 8.90237 1.31658 8.90237 1.70711 9.29289L4 11.5858L6.29289 9.29289C6.68342 8.90237 7.31658 8.90237 7.70711 9.29289C8.09763 9.68342 8.09763 10.3166 7.70711 10.7071L4.70711 13.7071C4.31658 14.0976 3.68342 14.0976 3.29289 13.7071L0.292893 10.7071C-0.0976311 10.3166 -0.0976311 9.68342 0.292893 9.29289Z' fill='rgba(17, 35, 55, 0.65)'\/%3E%3C\/svg%3E\");--gf-icon-ctrl-select: url(\"data:image\/svg+xml,%3Csvg width='10' height='6' viewBox='0 0 10 6' fill='none' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath fill-rule='evenodd' clip-rule='evenodd' d='M0.292893 0.292893C0.683417 -0.097631 1.31658 -0.097631 1.70711 0.292893L5 3.58579L8.29289 0.292893C8.68342 -0.0976311 9.31658 -0.0976311 9.70711 0.292893C10.0976 0.683417 10.0976 1.31658 9.70711 1.70711L5.70711 5.70711C5.31658 6.09763 4.68342 6.09763 4.29289 5.70711L0.292893 1.70711C-0.0976311 1.31658 -0.0976311 0.683418 0.292893 0.292893Z' fill='rgba(17, 35, 55, 0.65)'\/%3E%3C\/svg%3E\");--gf-icon-ctrl-search: url(\"data:image\/svg+xml,%3Csvg width='640' height='640' xmlns='http:\/\/www.w3.org\/2000\/svg'%3E%3Cpath d='M256 128c-70.692 0-128 57.308-128 128 0 70.691 57.308 128 128 128 70.691 0 128-57.309 128-128 0-70.692-57.309-128-128-128zM64 256c0-106.039 85.961-192 192-192s192 85.961 192 192c0 41.466-13.146 79.863-35.498 111.248l154.125 154.125c12.496 12.496 12.496 32.758 0 45.254s-32.758 12.496-45.254 0L367.248 412.502C335.862 434.854 297.467 448 256 448c-106.039 0-192-85.962-192-192z' fill='rgba(17, 35, 55, 0.65)'\/%3E%3C\/svg%3E\");--gf-label-space-y-secondary: var(--gf-label-space-y-md-secondary);--gf-ctrl-border-color: #686e77;--gf-ctrl-size: var(--gf-ctrl-size-md);--gf-ctrl-label-color-primary: #112337;--gf-ctrl-label-color-secondary: #112337;--gf-ctrl-choice-size: var(--gf-ctrl-choice-size-md);--gf-ctrl-checkbox-check-size: var(--gf-ctrl-checkbox-check-size-md);--gf-ctrl-radio-check-size: var(--gf-ctrl-radio-check-size-md);--gf-ctrl-btn-font-size: var(--gf-ctrl-btn-font-size-md);--gf-ctrl-btn-padding-x: var(--gf-ctrl-btn-padding-x-md);--gf-ctrl-btn-size: var(--gf-ctrl-btn-size-md);--gf-ctrl-btn-border-color-secondary: #686e77;--gf-ctrl-file-btn-bg-color-hover: #EBEBEB;--gf-field-img-choice-size: var(--gf-field-img-choice-size-md);--gf-field-img-choice-card-space: var(--gf-field-img-choice-card-space-md);--gf-field-img-choice-check-ind-size: var(--gf-field-img-choice-check-ind-size-md);--gf-field-img-choice-check-ind-icon-size: var(--gf-field-img-choice-check-ind-icon-size-md);--gf-field-pg-steps-number-color: rgba(17, 35, 55, 0.8);}<\/style>\n                        <div class='gform_heading'>\n                            <p class='gform_description'><\/p>\n                        <\/div><form method='post' enctype='multipart\/form-data' target='gform_ajax_frame_9' id='gform_9'  action='\/en\/wp-json\/wp\/v2\/posts\/3534' data-formid='9' novalidate>\n                        <div class='gform-body gform_body'><div id='gform_fields_9' class='gform_fields top_label form_sublabel_below description_below validation_below'><div id=\"field_9_6\" class=\"gfield gfield--type-honeypot gform_validation_container field_sublabel_below gfield--has-description field_description_below field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_9_6'>Company<\/label><div class='ginput_container'><input name='input_6' id='input_9_6' type='text' value='' autocomplete='new-password'\/><\/div><div class='gfield_description' id='gfield_description_9_6'>This field is for validation purposes and should be left unchanged.<\/div><\/div><fieldset id=\"field_9_1\" class=\"gfield gfield--type-name gfield--input-type-name field_sublabel_hidden_label gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >\u042f\u043a \u0434\u043e \u0412\u0430\u0441 \u0437\u0432\u0435\u0440\u0442\u0430\u0442\u0438\u0441\u044c?<\/legend><div class='ginput_complex ginput_container ginput_container--name no_prefix has_first_name no_middle_name no_last_name no_suffix gf_name_has_1 ginput_container_name gform-grid-row' id='input_9_1'>\n                            \n                            <span id='input_9_1_3_container' class='name_first gform-grid-col gform-grid-col--size-auto' >\n                                                    <input type='text' name='input_1.3' id='input_9_1_3' value=''   aria-required='false'   placeholder='\u042f\u043a \u0434\u043e \u0412\u0430\u0441 \u0437\u0432\u0435\u0440\u0442\u0430\u0442\u0438\u0441\u044c?'  \/>\n                                                    <label for='input_9_1_3' class='gform-field-label gform-field-label--type-sub hidden_sub_label screen-reader-text'>\u042f\u043a \u0434\u043e \u0412\u0430\u0441 \u0437\u0432\u0435\u0440\u0442\u0430\u0442\u0438\u0441\u044c?<\/label>\n                                                <\/span>\n                            \n                            \n                            \n                        <\/div><\/fieldset><div id=\"field_9_3\" class=\"gfield gfield--type-phone gfield--input-type-phone gfield--width-full phone-mask gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_9_3'>\u0422\u0435\u043b\u0435\u0444\u043e\u043d<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/label><div class='ginput_container ginput_container_phone'><input name='input_3' id='input_9_3' type='tel' value='' class='large'  placeholder='\u0422\u0435\u043b\u0435\u0444\u043e\u043d' aria-required=\"true\" aria-invalid=\"false\"   \/><\/div><\/div><div id=\"field_9_4\" class=\"gfield gfield--type-text gfield--input-type-text gfield--width-full field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><label class='gfield_label gform-field-label' for='input_9_4'>\u041a\u043e\u0434 \u0404\u0414\u041f\u0420\u041e\u0423 \u0430\u0431\u043e \u0406\u041f\u041d<\/label><div class='ginput_container ginput_container_text'><input name='input_4' id='input_9_4' type='text' value='' class='large'    placeholder='\u041a\u043e\u0434 \u0404\u0414\u041f\u0420\u041e\u0423 \u0430\u0431\u043e \u0406\u041f\u041d'  aria-invalid=\"false\"   \/><\/div><\/div><fieldset id=\"field_9_5\" class=\"gfield gfield--type-checkbox gfield--type-choice gfield--input-type-checkbox gfield--width-full gfield_contains_required field_sublabel_below gfield--no-description field_description_below hidden_label field_validation_below gfield_visibility_visible\"  ><legend class='gfield_label gform-field-label gfield_label_before_complex' >\u041f\u043e\u0433\u043e\u0434\u0436\u0443\u044e\u0441\u044c \u0437 \u043f\u0440\u0430\u0432\u0438\u043b\u0430\u043c\u0438 \u043e\u0431\u0440\u043e\u0431\u043a\u0438 \u0434\u0430\u043d\u0438\u0445<span class=\"gfield_required\"><span class=\"gfield_required gfield_required_text\">(Required)<\/span><\/span><\/legend><div class='ginput_container ginput_container_checkbox'><div class='gfield_checkbox ' id='input_9_5'><div class='gchoice gchoice_9_5_1'>\n\t\t\t\t\t\t\t\t<input class='gfield-choice-input' name='input_5.1' type='checkbox'  value='&lt;span&gt;\u041f\u043e\u0433\u043e\u0434\u0436\u0443\u044e\u0441\u044c \u0437 &lt;a href=&quot;\/privacy-policy\/&quot; target=&quot;_blank&quot;&gt;\u043f\u0440\u0430\u0432\u0438\u043b\u0430\u043c\u0438 \u043e\u0431\u0440\u043e\u0431\u043a\u0438 \u0434\u0430\u043d\u0438\u0445&lt;\/a&gt;&lt;\/span&gt;'  id='choice_9_5_1'   \/>\n\t\t\t\t\t\t\t\t<label for='choice_9_5_1' id='label_9_5_1' class='gform-field-label gform-field-label--type-inline'><span>\u041f\u043e\u0433\u043e\u0434\u0436\u0443\u044e\u0441\u044c \u0437 <a href=\"\/privacy-policy\/\" target=\"_blank\">\u043f\u0440\u0430\u0432\u0438\u043b\u0430\u043c\u0438 \u043e\u0431\u0440\u043e\u0431\u043a\u0438 \u0434\u0430\u043d\u0438\u0445<\/a><\/span><\/label>\n\t\t\t\t\t\t\t<\/div><\/div><\/div><\/fieldset><\/div><\/div>\n        <div class='gform-footer gform_footer top_label'> <input type='submit' id='gform_submit_button_9' class='gform_button button' onclick='gform.submission.handleButtonClick(this);' data-submission-type='submit' value='\u0412\u0456\u0434\u043f\u0440\u0430\u0432\u0438\u0442\u0438'  \/> <input type='hidden' name='gform_ajax' value='form_id=9&amp;title=&amp;description=1&amp;tabindex=0&amp;theme=orbital&amp;styles=[]&amp;hash=c9183d294562468088483e19b9270e28' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submission_method' data-js='gform_submission_method_9' value='iframe' \/>\n            <input type='hidden' class='gform_hidden' name='gform_theme' data-js='gform_theme_9' id='gform_theme_9' value='orbital' \/>\n            <input type='hidden' class='gform_hidden' name='gform_style_settings' data-js='gform_style_settings_9' id='gform_style_settings_9' value='[]' \/>\n            <input type='hidden' class='gform_hidden' name='is_submit_9' value='1' \/>\n            <input type='hidden' class='gform_hidden' name='gform_submit' value='9' \/>\n            \n            <input type='hidden' class='gform_hidden' name='gform_currency' data-currency='USD' value='wdMdYSwsJWtAdseB9Zr5D+0e9M6E5nONhToLFp+mBTzQlxQUC\/msUpXCPnMUHPzmrjgm23bVn8r+QUl4jXZd1+Vu4HDKu0y2dJKOR7b\/FNd6CgY=' \/>\n            <input type='hidden' class='gform_hidden' name='gform_unique_id' value='' \/>\n            <input type='hidden' class='gform_hidden' name='state_9' value='WyJ7XCI1LjFcIjpcIjNhNWFkYmI0MmEyNTgxNjA0ZDNjZWFmOThlNThjNmUyXCJ9IiwiNjEzMjViM2VkN2FiZTY1M2U0YzAzNzI3ZjM1MTkxYjYiXQ==' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_target_page_number_9' id='gform_target_page_number_9' value='0' \/>\n            <input type='hidden' autocomplete='off' class='gform_hidden' name='gform_source_page_number_9' id='gform_source_page_number_9' value='1' \/>\n            <input type='hidden' name='gform_field_values' value='' \/>\n            \n        <\/div>\n                        <\/form>\n                        <\/div>\n\t\t                <iframe style='display:none;width:0px;height:0px;' src='about:blank' name='gform_ajax_frame_9' id='gform_ajax_frame_9' title='This iframe contains the logic required to handle Ajax powered Gravity Forms.'><\/iframe>\n\t\t                <script>\ngform.initializeOnLoaded( function() {gformInitSpinner( 9, 'https:\/\/edilo.com.ua\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', false );jQuery('#gform_ajax_frame_9').on('load',function(){var contents = jQuery(this).contents().find('*').html();var is_postback = contents.indexOf('GF_AJAX_POSTBACK') >= 0;if(!is_postback){return;}var form_content = jQuery(this).contents().find('#gform_wrapper_9');var is_confirmation = jQuery(this).contents().find('#gform_confirmation_wrapper_9').length > 0;var is_redirect = contents.indexOf('gformRedirect(){') >= 0;var is_form = form_content.length > 0 && ! is_redirect && ! is_confirmation;var mt = parseInt(jQuery('html').css('margin-top'), 10) + parseInt(jQuery('body').css('margin-top'), 10) + 100;if(is_form){jQuery('#gform_wrapper_9').html(form_content.html());if(form_content.hasClass('gform_validation_error')){jQuery('#gform_wrapper_9').addClass('gform_validation_error');} else {jQuery('#gform_wrapper_9').removeClass('gform_validation_error');}setTimeout( function() { \/* delay the scroll by 50 milliseconds to fix a bug in chrome *\/  }, 50 );if(window['gformInitDatepicker']) {gformInitDatepicker();}if(window['gformInitPriceFields']) {gformInitPriceFields();}var current_page = jQuery('#gform_source_page_number_9').val();gformInitSpinner( 9, 'https:\/\/edilo.com.ua\/wp-content\/plugins\/gravityforms\/images\/spinner.svg', false );jQuery(document).trigger('gform_page_loaded', [9, current_page]);window['gf_submitting_9'] = false;}else if(!is_redirect){var confirmation_content = jQuery(this).contents().find('.GF_AJAX_POSTBACK').html();if(!confirmation_content){confirmation_content = contents;}jQuery('#gform_wrapper_9').replaceWith(confirmation_content);jQuery(document).trigger('gform_confirmation_loaded', [9]);window['gf_submitting_9'] = false;wp.a11y.speak(jQuery('#gform_confirmation_message_9').text());}else{jQuery('#gform_9').append(contents);if(window['gformRedirect']) {gformRedirect();}}jQuery(document).trigger(\"gform_pre_post_render\", [{ formId: \"9\", currentPage: \"current_page\", abort: function() { this.preventDefault(); } }]);        if (event && event.defaultPrevented) {                return;        }        const gformWrapperDiv = document.getElementById( \"gform_wrapper_9\" );        if ( gformWrapperDiv ) {            const visibilitySpan = document.createElement( \"span\" );            visibilitySpan.id = \"gform_visibility_test_9\";            gformWrapperDiv.insertAdjacentElement( \"afterend\", visibilitySpan );        }        const visibilityTestDiv = document.getElementById( \"gform_visibility_test_9\" );        let postRenderFired = false;        function triggerPostRender() {            if ( postRenderFired ) {                return;            }            postRenderFired = true;            gform.core.triggerPostRenderEvents( 9, current_page );            if ( visibilityTestDiv ) {                visibilityTestDiv.parentNode.removeChild( visibilityTestDiv );            }        }        function debounce( func, wait, immediate ) {            var timeout;            return function() {                var context = this, args = arguments;                var later = function() {                    timeout = null;                    if ( !immediate ) func.apply( context, args );                };                var callNow = immediate && !timeout;                clearTimeout( timeout );                timeout = setTimeout( later, wait );                if ( callNow ) func.apply( context, args );            };        }        const debouncedTriggerPostRender = debounce( function() {            triggerPostRender();        }, 200 );        if ( visibilityTestDiv && visibilityTestDiv.offsetParent === null ) {            const observer = new MutationObserver( ( mutations ) => {                mutations.forEach( ( mutation ) => {                    if ( mutation.type === 'attributes' && visibilityTestDiv.offsetParent !== null ) {                        debouncedTriggerPostRender();                        observer.disconnect();                    }                });            });            observer.observe( document.body, {                attributes: true,                childList: false,                subtree: true,                attributeFilter: [ 'style', 'class' ],            });        } else {            triggerPostRender();        }    } );} );\n<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/section>\n<section id=\"faqs-block_2ebe91ba041395a606b3879463bc6ab4\" class=\"faqs\" data-aos=\"fade\">\n    <div class=\"container\">\n        <div class=\"wrapper\">\n            <div class=\"faqs__text\">\n                <h2>\u0410\u043a\u0442\u0443\u0430\u043b\u044c\u043d\u0456 <br \/>\u0437\u0430\u043f\u0438\u0442\u0430\u043d\u043d\u044f<\/h2>\n            <\/div>\n            <div class=\"faqs__accordions\">\n                                                            <div class=\"fullarea-accordion  aos-longer-delay \" data-aos=\"custom-slide-up\">\n                            <div class=\"fullarea-accordion__content\">\n                                <h4 class=\"fullarea-accordion__title\">How long could the cash shortage last?<\/h4>\n                                <div class=\"fullarea-accordion__inner\">\n                                    <p><span style=\"font-weight: 400\">The duration of the cash flow gap depends entirely on the operating cycle of the specific business and the speed of management\u2019s response. It can last from a few days (until funds are received from the customer) to several months if the problem is systemic. It is critically important to have a clear plan for closing the \u201cgap\u201d and to prevent a temporary shortfall from turning into chronic insolvency.  <\/span><\/p>\n                                <\/div>\n                            <\/div>\n                            <button class=\"fullarea-accordion__button\"><\/button>\n                        <\/div>\n                                            <div class=\"fullarea-accordion  aos-longer-delay \" data-aos=\"custom-slide-up\">\n                            <div class=\"fullarea-accordion__content\">\n                                <h4 class=\"fullarea-accordion__title\">Is it necessary to implement specialized forecasting software?<\/h4>\n                                <div class=\"fullarea-accordion__inner\">\n                                    <p><span style=\"font-weight: 400\">In the early stages and for small businesses, a well-configured spreadsheet in Excel or Google Sheets is sufficient. The key is to enter data regularly and ensure the formulas are correct. Specialized software becomes necessary when the number of transactions exceeds hundreds per month, or when a business develops a complex structure with multiple accounts and currencies.  <\/span><\/p>\n                                <\/div>\n                            <\/div>\n                            <button class=\"fullarea-accordion__button\"><\/button>\n                        <\/div>\n                                            <div class=\"fullarea-accordion  aos-longer-delay \" data-aos=\"custom-slide-up\">\n                            <div class=\"fullarea-accordion__content\">\n                                <h4 class=\"fullarea-accordion__title\">Can I close the cash discrepancy on my own?<\/h4>\n                                <div class=\"fullarea-accordion__inner\">\n                                    <p><span style=\"font-weight: 400\">Yes, most cash flow gaps can be closed on your own using internal reserves and negotiations. Actively managing accounts receivable, negotiating payment deferrals with suppliers, and cutting back on non-essential expenses often solve the problem. However, if the cash flow gap is large or occurs regularly, it\u2019s worth considering external tools, such as overdrafts or installment payment services.  <\/span><\/p>\n                                <\/div>\n                            <\/div>\n                            <button class=\"fullarea-accordion__button\"><\/button>\n                        <\/div>\n                                                <\/div>\n        <\/div>\n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>Cash flow gaps are the cause of bankruptcy in 82% of cases where small and medium-sized businesses close, even if the company remains profitable \u201con paper.\u201d This paradox arises instantly: suppliers demand payment today, the tax authorities won\u2019t wait, and payment for shipped goods won\u2019t arrive for another two weeks. Financial stability depends not on [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":3285,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[269],"tags":[],"class_list":["post-3534","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-2"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cash Flow Gap: How to Purchase Inventory When Funds Are &quot;Tied Up&quot; in Accounts Receivable<\/title>\n<meta name=\"description\" content=\"What is a cash flow gap? How does it arise when funds are tied up in accounts receivable, and how can you overcome a temporary cash shortage? Business strategies: cash flow forecasting, payment optimization with eDilo\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/edilo.com.ua\/en\/blog\/cash-flow-gap-how-to-purchase-inventory-when-funds-are-tied-up-in-accounts-receivable\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cash Flow Gap: How to Purchase Inventory When Funds Are &quot;Tied Up&quot; in Accounts Receivable\" \/>\n<meta property=\"og:description\" content=\"What is a cash flow gap? How does it arise when funds are tied up in accounts receivable, and how can you overcome a temporary cash shortage? Business strategies: cash flow forecasting, payment optimization with eDilo\" \/>\n<meta property=\"og:url\" content=\"https:\/\/edilo.com.ua\/en\/blog\/cash-flow-gap-how-to-purchase-inventory-when-funds-are-tied-up-in-accounts-receivable\/\" \/>\n<meta property=\"og:site_name\" content=\"eDilo\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/people\/eDilo\/61558647635595\/?_rdr\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-18T12:03:22+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-22T09:52:13+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/edilo.com.ua\/wp-content\/uploads\/2026\/02\/4_kasovyj_rozryv_yak_zakupovuvaty_tovar_koly_groshi_zavysly_2.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1861\" \/>\n\t<meta property=\"og:image:height\" content=\"1062\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"\u041f\u0440\u0435\u0441\u0441\u043b\u0443\u0436\u0431\u0430 eDilo\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u041f\u0440\u0435\u0441\u0441\u043b\u0443\u0436\u0431\u0430 eDilo\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Cash Flow Gap: How to Purchase Inventory When Funds Are \"Tied Up\" in Accounts Receivable","description":"What is a cash flow gap? How does it arise when funds are tied up in accounts receivable, and how can you overcome a temporary cash shortage? Business strategies: cash flow forecasting, payment optimization with eDilo","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/edilo.com.ua\/en\/blog\/cash-flow-gap-how-to-purchase-inventory-when-funds-are-tied-up-in-accounts-receivable\/","og_locale":"en_US","og_type":"article","og_title":"Cash Flow Gap: How to Purchase Inventory When Funds Are \"Tied Up\" in Accounts Receivable","og_description":"What is a cash flow gap? How does it arise when funds are tied up in accounts receivable, and how can you overcome a temporary cash shortage? Business strategies: cash flow forecasting, payment optimization with eDilo","og_url":"https:\/\/edilo.com.ua\/en\/blog\/cash-flow-gap-how-to-purchase-inventory-when-funds-are-tied-up-in-accounts-receivable\/","og_site_name":"eDilo","article_publisher":"https:\/\/www.facebook.com\/people\/eDilo\/61558647635595\/?_rdr","article_published_time":"2026-02-18T12:03:22+00:00","article_modified_time":"2026-06-22T09:52:13+00:00","og_image":[{"width":1861,"height":1062,"url":"https:\/\/edilo.com.ua\/wp-content\/uploads\/2026\/02\/4_kasovyj_rozryv_yak_zakupovuvaty_tovar_koly_groshi_zavysly_2.jpg","type":"image\/jpeg"}],"author":"\u041f\u0440\u0435\u0441\u0441\u043b\u0443\u0436\u0431\u0430 eDilo","twitter_card":"summary_large_image","twitter_misc":{"Written by":"\u041f\u0440\u0435\u0441\u0441\u043b\u0443\u0436\u0431\u0430 eDilo","Est. reading time":"8 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/edilo.com.ua\/en\/blog\/cash-flow-gap-how-to-purchase-inventory-when-funds-are-tied-up-in-accounts-receivable\/#article","isPartOf":{"@id":"https:\/\/edilo.com.ua\/en\/blog\/cash-flow-gap-how-to-purchase-inventory-when-funds-are-tied-up-in-accounts-receivable\/"},"author":{"name":"\u041f\u0440\u0435\u0441\u0441\u043b\u0443\u0436\u0431\u0430 eDilo","@id":"https:\/\/edilo.com.ua\/en\/#\/schema\/person\/54ff46ecfedbe7e6f6eb106363eb6ff9"},"headline":"Cash Flow Gap: How to Purchase Inventory When Funds Are &#8220;Tied Up&#8221; in Accounts Receivable","datePublished":"2026-02-18T12:03:22+00:00","dateModified":"2026-06-22T09:52:13+00:00","mainEntityOfPage":{"@id":"https:\/\/edilo.com.ua\/en\/blog\/cash-flow-gap-how-to-purchase-inventory-when-funds-are-tied-up-in-accounts-receivable\/"},"wordCount":1635,"publisher":{"@id":"https:\/\/edilo.com.ua\/en\/#organization"},"image":{"@id":"https:\/\/edilo.com.ua\/en\/blog\/cash-flow-gap-how-to-purchase-inventory-when-funds-are-tied-up-in-accounts-receivable\/#primaryimage"},"thumbnailUrl":"https:\/\/edilo.com.ua\/wp-content\/uploads\/2026\/02\/4_kasovyj_rozryv_yak_zakupovuvaty_tovar_koly_groshi_zavysly_2.jpg","articleSection":["Business"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/edilo.com.ua\/en\/blog\/cash-flow-gap-how-to-purchase-inventory-when-funds-are-tied-up-in-accounts-receivable\/","url":"https:\/\/edilo.com.ua\/en\/blog\/cash-flow-gap-how-to-purchase-inventory-when-funds-are-tied-up-in-accounts-receivable\/","name":"Cash Flow Gap: How to Purchase Inventory When Funds Are \"Tied Up\" in Accounts Receivable","isPartOf":{"@id":"https:\/\/edilo.com.ua\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/edilo.com.ua\/en\/blog\/cash-flow-gap-how-to-purchase-inventory-when-funds-are-tied-up-in-accounts-receivable\/#primaryimage"},"image":{"@id":"https:\/\/edilo.com.ua\/en\/blog\/cash-flow-gap-how-to-purchase-inventory-when-funds-are-tied-up-in-accounts-receivable\/#primaryimage"},"thumbnailUrl":"https:\/\/edilo.com.ua\/wp-content\/uploads\/2026\/02\/4_kasovyj_rozryv_yak_zakupovuvaty_tovar_koly_groshi_zavysly_2.jpg","datePublished":"2026-02-18T12:03:22+00:00","dateModified":"2026-06-22T09:52:13+00:00","description":"What is a cash flow gap? How does it arise when funds are tied up in accounts receivable, and how can you overcome a temporary cash shortage? Business strategies: cash flow forecasting, payment optimization with eDilo","breadcrumb":{"@id":"https:\/\/edilo.com.ua\/en\/blog\/cash-flow-gap-how-to-purchase-inventory-when-funds-are-tied-up-in-accounts-receivable\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/edilo.com.ua\/en\/blog\/cash-flow-gap-how-to-purchase-inventory-when-funds-are-tied-up-in-accounts-receivable\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/edilo.com.ua\/en\/blog\/cash-flow-gap-how-to-purchase-inventory-when-funds-are-tied-up-in-accounts-receivable\/#primaryimage","url":"https:\/\/edilo.com.ua\/wp-content\/uploads\/2026\/02\/4_kasovyj_rozryv_yak_zakupovuvaty_tovar_koly_groshi_zavysly_2.jpg","contentUrl":"https:\/\/edilo.com.ua\/wp-content\/uploads\/2026\/02\/4_kasovyj_rozryv_yak_zakupovuvaty_tovar_koly_groshi_zavysly_2.jpg","width":1861,"height":1062},{"@type":"BreadcrumbList","@id":"https:\/\/edilo.com.ua\/en\/blog\/cash-flow-gap-how-to-purchase-inventory-when-funds-are-tied-up-in-accounts-receivable\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u0413\u043e\u043b\u043e\u0432\u043d\u0430","item":"https:\/\/edilo.com.ua\/en\/"},{"@type":"ListItem","position":2,"name":"Cash Flow Gap: How to Purchase Inventory When Funds Are &#8220;Tied Up&#8221; in Accounts Receivable"}]},{"@type":"WebSite","@id":"https:\/\/edilo.com.ua\/en\/#website","url":"https:\/\/edilo.com.ua\/en\/","name":"eDilo","description":"eDilo - \u0441\u0435\u0440\u0432\u0456\u0441 \u043e\u043f\u043b\u0430\u0442\u0438 \u0447\u0430\u0441\u0442\u0438\u043d\u0430\u043c\u0438 \u0434\u043b\u044f \u0431\u0456\u0437\u043d\u0435\u0441\u0443","publisher":{"@id":"https:\/\/edilo.com.ua\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/edilo.com.ua\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/edilo.com.ua\/en\/#organization","name":"eDilo","url":"https:\/\/edilo.com.ua\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/edilo.com.ua\/en\/#\/schema\/logo\/image\/","url":"https:\/\/edilo.com.ua\/wp-content\/uploads\/2024\/12\/e.png","contentUrl":"https:\/\/edilo.com.ua\/wp-content\/uploads\/2024\/12\/e.png","width":190,"height":196,"caption":"eDilo"},"image":{"@id":"https:\/\/edilo.com.ua\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/people\/eDilo\/61558647635595\/?_rdr","https:\/\/www.instagram.com\/edilo.ua\/","https:\/\/www.youtube.com\/@activitis.finance","https:\/\/www.tiktok.com\/@edilo.activitis"]},{"@type":"Person","@id":"https:\/\/edilo.com.ua\/en\/#\/schema\/person\/54ff46ecfedbe7e6f6eb106363eb6ff9","name":"\u041f\u0440\u0435\u0441\u0441\u043b\u0443\u0436\u0431\u0430 eDilo","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/4dd49c5af705e7589cf7f67fe7fdfd00c44be45126c42ae580ca999ad07b13a7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4dd49c5af705e7589cf7f67fe7fdfd00c44be45126c42ae580ca999ad07b13a7?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/4dd49c5af705e7589cf7f67fe7fdfd00c44be45126c42ae580ca999ad07b13a7?s=96&d=mm&r=g","caption":"\u041f\u0440\u0435\u0441\u0441\u043b\u0443\u0436\u0431\u0430 eDilo"},"url":"https:\/\/edilo.com.ua\/en\/blog\/author\/press-center-edilo\/"}]}},"_links":{"self":[{"href":"https:\/\/edilo.com.ua\/en\/wp-json\/wp\/v2\/posts\/3534","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/edilo.com.ua\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/edilo.com.ua\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/edilo.com.ua\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/edilo.com.ua\/en\/wp-json\/wp\/v2\/comments?post=3534"}],"version-history":[{"count":3,"href":"https:\/\/edilo.com.ua\/en\/wp-json\/wp\/v2\/posts\/3534\/revisions"}],"predecessor-version":[{"id":3708,"href":"https:\/\/edilo.com.ua\/en\/wp-json\/wp\/v2\/posts\/3534\/revisions\/3708"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/edilo.com.ua\/en\/wp-json\/wp\/v2\/media\/3285"}],"wp:attachment":[{"href":"https:\/\/edilo.com.ua\/en\/wp-json\/wp\/v2\/media?parent=3534"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/edilo.com.ua\/en\/wp-json\/wp\/v2\/categories?post=3534"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/edilo.com.ua\/en\/wp-json\/wp\/v2\/tags?post=3534"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}