eDilo on the Activitis Fintech Infrastructure: How B2B BNPL Helps Businesses Buy, Sell, and Grow

For modern businesses, it’s not just about having access to financing. Entrepreneurs need fast, modern, and convenient financial solutions that help them purchase equipment, pay supplier invoices, buy inventory, renovate their space, prepare for the season, or offer customers more convenient payment terms at any time.

Financial decisions should not be made in isolation from sales or procurement, but should be integrated into the business decision-making process—whether to buy, sell, scale up, or invest in growth. That is why they are gradually becoming part of day-to-day business processes.

eDilo is a B2B BNPL service within the Activitis fintech infrastructure that helps businesses purchase the goods and services they need now and pay for them in installments or with deferred payment.

For the buyer, this is an opportunity to avoid postponing important purchases due to a lack of working capital at a given moment. For the seller, it is a tool that helps increase sales, handle larger orders, and offer customers more flexible payment terms.

Why Businesses Need B2B BNPL

In B2B sales, the decision to buy often depends not only on need but also on the availability of funds at that very moment. A company may realize that it needs to upgrade its equipment, purchase a batch of goods, or pay for equipment or services, but at the same time may be unwilling or unable to withdraw a significant amount from its working capital.

In such situations, installment payments for businesses become not just a financial option, but a tool for growth.

B2B BNPL allows buyers to get what they need right away and spread out their payments over time. This helps preserve working capital, plan expenses more flexibly, and keep operational processes running smoothly.

This is also important for the seller. When a customer has a convenient payment process, it’s easier for them to decide to make a purchase. This can affect order size, transaction speed, and overall sales conversion.

A financial solution built right in at the time of purchase

The main value of eDilo is that the service is available right at the time of purchase. Businesses don’t have to seek separate financing when the need arises—the option to pay in installments or defer payment immediately becomes part of the sales process.

For the buyer, this means greater flexibility and access to the goods or services they need without having to pay the full amount up front. For the seller, it means more opportunities to increase sales, raise the average transaction value, and handle larger orders.

eDilo helps businesses avoid putting their growth on hold: purchasing equipment, buying inventory, maintaining operational processes, and investing in growth when needed. As part of the Activitis fintech infrastructure, the service integrates financial solutions into real business activities—purchasing, selling, and scaling.

eDilo as part of the Activitis fintech infrastructure

eDilo is part of the Activitis fintech infrastructure, which develops integrated financial solutions for businesses aimed at fostering entrepreneurship and supporting the recovery and growth of Ukraine’s economy.

For 13 years, Activitis has been working with businesses and creating tools that meet the real needs of entrepreneurs. It’s important for a company not only to provide a financial solution, but also to make it easy to understand, fast, and integrated into daily business processes.

Through this infrastructure, eDilo helps companies integrate installment payments into their business processes and create more opportunities for both buyers and sellers.

Alongside eDilo, other products are also being developed within the Activitis infrastructure:

• WEAGRO,
• WEAGROMARKET,
• WEAGROBANK,
• Activitis Education
• and Rebail Asset Management.

Each of them addresses a specific business need.

WEAGRO helps agricultural producers purchase what they need on time. WEAGROMARKET provides a convenient platform for agricultural purchases on installment plans. WEAGROBANK expands farmers’ access to digital financial products.

Activitis Education fosters practical financial literacy.

Rebail Asset Management helps businesses strategically manage their assets and capital.